Toomics Chat offers AI-powered character chats. The currency used for payments on Toomics Chat is GEM. Your Toomics Coins can be converted into GEMs, and if you don't have enough GEMs, your coins are automatically converted into GEMs and deducted. If you don't want GEMs to be used automatically when unlocking images, you can set it to require a confirmation step before unlocking. When you turn off [My > Auto Unlock], GEMs will be deducted only after you confirm each unlock.